student loan limits

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Student Loan Limits For Subsidized and Unsubsidized Federal Direct Stafford Loans


   
Dependent Students
(except students whose parents cannot borrow a PLUS loan)
 
Independent Students
(and students whose parents cannot borrow a PLUS loan)
 
Graduate and Professional Students
 
 
1st year
 
$5,500
Maximum of $3,500 in subsidized loans
 
$9,500
Maximum of $3,500 in subsidized loans
 
$20,500
unsubsidized only*
 
 
2nd year
 
$6,500
Maximum of $4,500 in subsidized loans
 
$10,500
Maximum of $4,500 in subsidized loans
 
 
Same as above
 
 
3rd – 5th years
(each)
 
$7,500
Maximum of $5,500 in subsidized loans
 
$12,500
Maximum of $5,500 in subsidized loans
 
 
Same as above
 
Maximum total Stafford debt upon graduation
 
$31,000
Maximum of $23,000 in subsidized loans
 
$57,500
Maximum of $23,000 in subsidized loans
 
$138,500
unsubsidized only*

 

*As of July 1, 2012, subsidized loans are no longer available to graduate and professional students.
 

 

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student loan limits






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