Student loans must be repaid. Financial aid officers at each participating college determine which students receive these loans and how much they receive.
 

Grants are awarded by the federal or state governments or by the school and are usually based on financial need. Most grants do not have to be paid back.
 

Scholarships are awarded to students based on financial need or for special talents in academics, music, athletics, etc. They are offered through colleges, the community, and organizations. Most scholarships do not have to be paid back. However, keep in mind that some scholarships (especially academic) will continue to be dependent on your college GPA. Make sure you know the requirements to maintain the aid you have received!
 

Federal work-study is self-help aid and is awarded to students with financial need. Students can work part time to earn this award money to help with the cost of attendance. Work-study jobs can be found on or off campus through the school’s financial aid office.

 


 

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Sources of Financial Aid






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