a case of stolen identity

Posted : April 13, 2018
Last Updated : November 7, 2019

a case of stolen identity

Take responsibility to protect your money and identity. Learn how to understand the issue of identity theft, describe problems that occur as a result of identity theft, and list ways to protect yourself from identify theft.

Identity Theft: A Big Deal

You’ve probably seen the humorous ads on TV or even a movie showing someone using another person’s credit card, debit card, or personal information to buy a bunch of stuff. But there is nothing funny about identity theft. In fact, it is called fraud! When you intentionally use someone’s credit cards or other information to buy stuff for yourself, that is just wrong, and it is illegal.

One of out every fourteen people (7%) has been the victim of fraud in the form of identity theft. Every seventy-nine seconds, a thief steals someone’s identity. And about half of all identity theft cases are done by someone the victim knows.

Stealing Your Info

Identity theft can leave you, the victim, with a bunch of problems. You could lose money if it is stolen from your accounts. Your credit can be destroyed by fraudulent charges. You could also end up with a huge variety of legal issues, and it can take a long time to correct the situation. Victims of identity theft also deal with emotional issues because their personal privacy has been invaded.

Your name, address, Social Security number, and your birth date are all that someone needs to open fake accounts in your name. A stolen wallet or purse provides quick access to credit and debit cards. Also, personal information can be found on things in the mail or thrown in the trash. Computers, smartphones, and tablets also provide ways for thieves to get this information. Some of the greatest leaks of personal information, however, can be found on social media sites.

The High Cost of Identity Theft

You need to protect yourself from identity theft. When thieves steal your information and use it to buy stuff, the total dollar amount can really add up. With over 300 million people in the US, the total cost works out to about $1,500 per person!

Here is a way to think about that. Let’s say you can purchase a new movie release online for $20. That means an identity thief could buy seventy-five online movies with your money. Or, the thief could buy fifteen new pairs of $100 athletic shoes. Or maybe twenty-five $60 video games.

And if you are a victim of identity theft, it can cost you a lot of time trying to fix the situation. The bottom line is that identity theft is a huge pain and often carries a high cost.

Protect Yourself from Identity Theft

Identity theft is a huge problem today. You need to take some practical steps to protect yourself:
  • Always protect your debit and credit card numbers.
  • Be aware of people looking over your shoulder at personal info.
  • Don’t carry your Social Security cared in your wallet or purse.
  • Use strong passwords, keep them in a safe place, and change them often.
  • Be careful what you post on social media. For example, don’t post that you will be out of town for a week or two.
  • Don’t post the exact date and place of your birth.
  • Don’t share passwords or PIN numbers with others.
  • Don’t give away personal identity details.
  • Never open or answer emails if you don’t know who sent them.
  • Shred or destroy mail containing personal information.
  • Don’t use the same password for all of your accounts.

Final Thought

Don’t let someone else take and spend your hard-earned money. Protect yourself from being a victim of identity theft.

Source: Ramsey Solutions
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a case of stolen identity

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